How to Use the "One Bill" Facility

Have you got an offer from Bill One credit card issuing bank? One Bill is a bill payment facility for a variety of personal and household, who put together and paid via credit card bills. Credit card issuing bank will pay the electricity bill, water, cable television, home phone, cell phone, insurance premiums and other bills, so you do not have to bother and take the time to pay the entire bill mentioned above.

However, there are some things you need to consider carefully before deciding to use this feature:


* When you tell a home phone numbers and mobile (phone), then you understand that the data these numbers can be spread throughout Indonesia. The data you provide is often sold by people who are not responsible for the banking world, whether known or not by the management of the bank (but certainly no one wants to admit).

* Be sure to have funds in your bank account, and when the credit card bill arrives, pay it off immediately, either through the manual (ATM) put on auto-debit or savings account. Pay off all bills One Bill, do not leave because a new fee bill next month will be your burden.

* Make sure all bills are still the responsibility of you, and immediately contact the bank to write off or remove certain claims from the One Bill when you are not using a particular phone number, or you have moved house (home phone, electricity, cable television and water) .

* Special case of payment of insurance premiums, especially unit-linked (if you have one), you should immediately allocate and dedicate part of your salary each month. Make sure the insurance premiums you pay off every month, and do not pay minimum credit card bills only.

Full payment of credit card bills One Bill related insurance premiums to make sure your insurance policy is still running properly. When you feel the weight and less confident about your ability to pay bills every month your link unit, do not put this in the One Bill billing credit card. Pay it separately and depositing cash with the premium to the insurance company's account.

So before you decide which bills you entered in the One Bill, consider the pros and cons for yourself. Maybe Bill One can indeed help you, but it can also mislead and suffocating themselves. So, everything is back to you. Please take the decision.